Need...break...from...work

I banged my hand on something the other day, keeping my klutz credentials and ripping a fingernail to the point that it bled. It doesn't hurt, but I have to keep a kind of bulky band-aid on it to avoid tearing it more. This is causing an annoying number of typos because my ring finger keeps hitting the wrong keys. And yet I soldier on.

No matter how many times I surf past the movie "Slash" with the TV clicker, I always experience a moment of hope that it's about two guys who are just friends but all the women they know insist they must be having sex with each other. It never is.

Two things that make me fee l better are eating chocolate and doing yoga. So why do I never have any problem motivating myself to do the former, but keep making excuses to avoid the latter?

And how often do you get to use "bankruptcy" and "good news" in the same sentence? The idea of bankruptcy cram-downs is alive again.

There are no perfect ways to handle the problems of individual homeowners in trouble, but this may be the best because it is a individual as the debtor's circumstances. I've seen determinations by bankruptcy judges when they have to face similar standards and they are pretty hard-headed, which means someone who "bought" five houses with no money down intending to flip them will be treated differently from the guy who lost his job just as his housing values tanked.